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WELLNESS FOR YOUR FINANCES

Diversifying Assets

Michael Kremer,CFP® is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of Texas. No insurance business may be conducted outside the specific states referenced.

Michael Kremer,CFP® is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC. In this regard, this communication is strictly intended for individuals residing in the state of Texas. No offers may be made or accepted from any resident outside the specific states referenced.

Michael Kremer,CFP® is also separately registered as an Investment Adviser Representative, under Eagle Strategies LLC, a Registered Investment Adviser, offering investment advisory and financial planning services in the state of Texas. As such, these services are strictly intended for individuals residing in Texas.

Eagle Strategies LLC and NYLIFE Securities are New York Life Companies.

TheraWealth, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

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Diversifying Assets